Insurance Carrier Directory

50 carriers with claims contacts, Xactimate details, and practical tips for restoration professionals.

Allstate Xactimate
Northbrook, Illinois
Second-largest personal lines insurer Heavy investment in digital claims tools
American Family Xactimate
Madison, Wisconsin
Strong Midwest regional presence Mutual company structure
American Integrity Xactimate
Tampa, Florida
One of Florida's largest residential property insurers Independent agent and MGA distribution
Amica Xactimate
Lincoln, Rhode Island
Oldest mutual auto insurer in the U.S. Consistently top-rated for customer satisfaction
ASI Xactimate
St. Petersburg, Florida
Progressive Corporation subsidiary Multi-state homeowners insurer
Auto-Owners Xactimate
Lansing, Michigan
Super-regional carrier in 26 states Excellent financial strength ratings
Avatar Property Xactimate
Tampa, Florida
Florida residential property insurer Independent agent distribution
Bankers Insurance Xactimate
St. Petersburg, Florida
Florida-based insurance group Homeowners and commercial property focus
Chubb Xactimate
Zurich, Switzerland (U.S. operations in Whitehouse Station, New Jersey)
Specialty high-value/luxury homeowners insurance Guaranteed replacement cost coverage
Cincinnati Financial Xactimate
Fairfield, Ohio
Strong independent agent relationships Consistent underwriting discipline
Citizens Property Xactimate
Tallahassee, Florida
Florida's insurer of last resort One of the largest Florida property insurers
COUNTRY Financial Xactimate
Bloomington, Illinois
Strong agricultural and rural roots Midwest and western state focus
CSAA (AAA) Xactimate
Walnut Creek, California
AAA insurance affiliate Western U.S. focus
Erie Xactimate
Erie, Pennsylvania
Regional carrier across 12 states and D.C. High customer satisfaction ratings
Farmers Xactimate
Woodland Hills, California
Strong presence in western states Exclusive agent distribution model
FedNat Xactimate
Sunrise, Florida
Florida-based property insurer Has experienced financial challenges
Florida Peninsula Xactimate
Tampa, Florida
HCI Group subsidiary Florida-only homeowners insurer
Grange Xactimate
Columbus, Ohio
Regional carrier with Ohio roots Independent agent distribution
HCI Group Xactimate
Tampa, Florida
Parent company of TypTap Insurance Technology-driven approach
Heritage Insurance Xactimate
Clearwater, Florida
Florida-focused property insurer Operates in catastrophe-exposed markets
Hippo
Austin, Texas
Smart home integration and proactive monitoring Technology-driven underwriting
Homeowners Choice Xactimate
Tampa, Florida
Part of HCI Group Florida residential property focus
Lemonade
New York, New York
AI-powered underwriting and claims Giveback program donating unclaimed premiums
Liberty Mutual Xactimate
Boston, Massachusetts
Top-five homeowners insurer nationally Owns Safeco (independent agent channel)
Lighthouse Property Xactimate
Boca Raton, Florida
Florida-focused property insurer Independent agent distribution
MetLife Xactimate
New York, New York
Global financial services company Home/auto business now through Farmers/Zurich
Monarch National Xactimate
Clearwater, Florida
Florida-domiciled property insurer Residential property focus
Nationwide Xactimate
Columbus, Ohio
Fortune 100 mutual company Strong Midwest and East Coast presence
Olympus Insurance Xactimate
Clearwater, Florida
Florida residential property focus Citizens depopulation participant
Openly Xactimate
Boston, Massachusetts
Technology-driven homeowners insurance Independent agent exclusive distribution
People's Trust Xactimate
Deerfield Beach, Florida
Managed repair model with in-house contractors Florida-only homeowners insurer
Plymouth Rock Xactimate
Woodbridge, New Jersey
Northeast regional focus New Jersey, New York, Massachusetts markets
Prepared Insurance Xactimate
Tampa, Florida
Florida residential property insurer Independent agent distribution
Progressive Xactimate
Mayfield Village, Ohio
Primarily known for auto insurance Homeowners offered through partner carriers
Root
Columbus, Ohio
Primarily auto insurance focused Telematics and data-driven pricing
Safeco Xactimate
Boston, Massachusetts (parent company)
Liberty Mutual subsidiary Sold exclusively through independent agents
SageSure Xactimate
Jersey City, New Jersey
Managing general underwriter model Multi-state catastrophe-exposed market focus
Security First Xactimate
Ormond Beach, Florida
Florida-only homeowners insurer Technology-driven claims process
Shelter Xactimate
Columbia, Missouri
Regional carrier in 21 states Exclusive agent model
Southern Oak Xactimate
Clearwater, Florida
Florida-only homeowners insurer Independent agent distribution
State Farm Xactimate
Bloomington, Illinois
Largest homeowners insurer by market share Captive agent model with local offices
The Hartford Xactimate
Hartford, Connecticut
AARP partnership for homeowners insurance Strong in the 50-plus demographic
Tower Hill Xactimate
Gainesville, Florida
Florida-based property insurance group Independent agent distribution
Travelers Xactimate
Hartford, Connecticut
Dow Jones component with strong financial ratings Sold exclusively through independent agents
TypTap Xactimate
Tampa, Florida
AI-driven underwriting and claims HCI Group subsidiary
Universal Insurance Xactimate
Fort Lauderdale, Florida
Major Florida homeowners insurer Publicly traded on NYSE
USAA Xactimate
San Antonio, Texas
Serves military families exclusively Consistently top-rated for claims satisfaction
Wawanesa Xactimate
Winnipeg, Manitoba, Canada (U.S. operations in San Diego, California)
Canadian mutual insurer with U.S. presence Strong in California and Oregon
West Bend Xactimate
West Bend, Wisconsin
Upper Midwest regional carrier Strong independent agent relationships
Westfield Xactimate
Westfield Center, Ohio
Regional mutual with community focus Strong independent agent network