# Insurance Carrier Directory 50 carriers with claims contacts, Xactimate details, and practical tips for restoration professionals. * * * [**Allstate** Xactimate Northbrook, Illinois Second-largest personal lines insurer Heavy investment in digital claims tools](/content/resources/directory/allstate/index.html) [**American Family** Xactimate Madison, Wisconsin Strong Midwest regional presence Mutual company structure](/content/resources/directory/american-family/index.html) [**American Integrity** Xactimate Tampa, Florida One of Florida's largest residential property insurers Independent agent and MGA distribution](/content/resources/directory/american-integrity/index.html) [**Amica** Xactimate Lincoln, Rhode Island Oldest mutual auto insurer in the U.S. Consistently top-rated for customer satisfaction](/content/resources/directory/amica/index.html) [**ASI** Xactimate St. Petersburg, Florida Progressive Corporation subsidiary Multi-state homeowners insurer](/content/resources/directory/asi/index.html) [**Auto-Owners** Xactimate Lansing, Michigan Super-regional carrier in 26 states Excellent financial strength ratings](/content/resources/directory/auto-owners/index.html) [**Avatar Property** Xactimate Tampa, Florida Florida residential property insurer Independent agent distribution](/content/resources/directory/avatar-property/index.html) [**Bankers Insurance** Xactimate St. Petersburg, Florida Florida-based insurance group Homeowners and commercial property focus](/content/resources/directory/bankers-insurance/index.html) [**Chubb** Xactimate Zurich, Switzerland (U.S. operations in Whitehouse Station, New Jersey) Specialty high-value/luxury homeowners insurance Guaranteed replacement cost coverage](/content/resources/directory/chubb/index.html) [**Cincinnati Financial** Xactimate Fairfield, Ohio Strong independent agent relationships Consistent underwriting discipline](/content/resources/directory/cincinnati-financial/index.html) [**Citizens Property** Xactimate Tallahassee, Florida Florida's insurer of last resort One of the largest Florida property insurers](/content/resources/directory/citizens-property-insurance/index.html) [**COUNTRY Financial** Xactimate Bloomington, Illinois Strong agricultural and rural roots Midwest and western state focus](/content/resources/directory/country-financial/index.html) [**CSAA (AAA)** Xactimate Walnut Creek, California AAA insurance affiliate Western U.S. focus](/content/resources/directory/csaa/index.html) [**Erie** Xactimate Erie, Pennsylvania Regional carrier across 12 states and D.C. High customer satisfaction ratings](/content/resources/directory/erie/index.html) [**Farmers** Xactimate Woodland Hills, California Strong presence in western states Exclusive agent distribution model](/content/resources/directory/farmers/index.html) [**FedNat** Xactimate Sunrise, Florida Florida-based property insurer Has experienced financial challenges](/content/resources/directory/fednat/index.html) [**Florida Peninsula** Xactimate Tampa, Florida HCI Group subsidiary Florida-only homeowners insurer](/content/resources/directory/florida-peninsula/index.html) [**Grange** Xactimate Columbus, Ohio Regional carrier with Ohio roots Independent agent distribution](/content/resources/directory/grange/index.html) [**HCI Group** Xactimate Tampa, Florida Parent company of TypTap Insurance Technology-driven approach](/content/resources/directory/hci-group/index.html) [**Heritage Insurance** Xactimate Clearwater, Florida Florida-focused property insurer Operates in catastrophe-exposed markets](/content/resources/directory/heritage-insurance/index.html) [**Hippo** Austin, Texas Smart home integration and proactive monitoring Technology-driven underwriting](/content/resources/directory/hippo/index.html) [**Homeowners Choice** Xactimate Tampa, Florida Part of HCI Group Florida residential property focus](/content/resources/directory/homeowners-choice/index.html) [**Lemonade** New York, New York AI-powered underwriting and claims Giveback program donating unclaimed premiums](/content/resources/directory/lemonade/index.html) [**Liberty Mutual** Xactimate Boston, Massachusetts Top-five homeowners insurer nationally Owns Safeco (independent agent channel)](/content/resources/directory/liberty-mutual/index.html) [**Lighthouse Property** Xactimate Boca Raton, Florida Florida-focused property insurer Independent agent distribution](/content/resources/directory/lighthouse-property/index.html) [**MetLife** Xactimate New York, New York Global financial services company Home/auto business now through Farmers/Zurich](/content/resources/directory/metlife/index.html) [**Monarch National** Xactimate Clearwater, Florida Florida-domiciled property insurer Residential property focus](/content/resources/directory/monarch-national/index.html) [**Nationwide** Xactimate Columbus, Ohio Fortune 100 mutual company Strong Midwest and East Coast presence](/content/resources/directory/nationwide/index.html) [**Olympus Insurance** Xactimate Clearwater, Florida Florida residential property focus Citizens depopulation participant](/content/resources/directory/olympus-insurance/index.html) [**Openly** Xactimate Boston, Massachusetts Technology-driven homeowners insurance Independent agent exclusive distribution](/content/resources/directory/openly/index.html) [**People's Trust** Xactimate Deerfield Beach, Florida Managed repair model with in-house contractors Florida-only homeowners insurer](/content/resources/directory/peoples-trust/index.html) [**Plymouth Rock** Xactimate Woodbridge, New Jersey Northeast regional focus New Jersey, New York, Massachusetts markets](/content/resources/directory/plymouth-rock/index.html) [**Prepared Insurance** Xactimate Tampa, Florida Florida residential property insurer Independent agent distribution](/content/resources/directory/prepared-insurance/index.html) [**Progressive** Xactimate Mayfield Village, Ohio Primarily known for auto insurance Homeowners offered through partner carriers](/content/resources/directory/progressive/index.html) [**Root** Columbus, Ohio Primarily auto insurance focused Telematics and data-driven pricing](/content/resources/directory/root/index.html) [**Safeco** Xactimate Boston, Massachusetts (parent company) Liberty Mutual subsidiary Sold exclusively through independent agents](/content/resources/directory/safeco/index.html) [**SageSure** Xactimate Jersey City, New Jersey Managing general underwriter model Multi-state catastrophe-exposed market focus](/content/resources/directory/sagesure/index.html) [**Security First** Xactimate Ormond Beach, Florida Florida-only homeowners insurer Technology-driven claims process](/content/resources/directory/security-first/index.html) [**Shelter** Xactimate Columbia, Missouri Regional carrier in 21 states Exclusive agent model](/content/resources/directory/shelter/index.html) [**Southern Oak** Xactimate Clearwater, Florida Florida-only homeowners insurer Independent agent distribution](/content/resources/directory/southern-oak/index.html) [**State Farm** Xactimate Bloomington, Illinois Largest homeowners insurer by market share Captive agent model with local offices](/content/resources/directory/state-farm/index.html) [**The Hartford** Xactimate Hartford, Connecticut AARP partnership for homeowners insurance Strong in the 50-plus demographic](/content/resources/directory/hartford/index.html) [**Tower Hill** Xactimate Gainesville, Florida Florida-based property insurance group Independent agent distribution](/content/resources/directory/tower-hill/index.html) [**Travelers** Xactimate Hartford, Connecticut Dow Jones component with strong financial ratings Sold exclusively through independent agents](/content/resources/directory/travelers/index.html) [**TypTap** Xactimate Tampa, Florida AI-driven underwriting and claims HCI Group subsidiary](/content/resources/directory/typtap/index.html) [**Universal Insurance** Xactimate Fort Lauderdale, Florida Major Florida homeowners insurer Publicly traded on NYSE](/content/resources/directory/universal-insurance/index.html) [**USAA** Xactimate San Antonio, Texas Serves military families exclusively Consistently top-rated for claims satisfaction](/content/resources/directory/usaa/index.html) [**Wawanesa** Xactimate Winnipeg, Manitoba, Canada (U.S. operations in San Diego, California) Canadian mutual insurer with U.S. presence Strong in California and Oregon](/content/resources/directory/wawanesa/index.html) [**West Bend** Xactimate West Bend, Wisconsin Upper Midwest regional carrier Strong independent agent relationships](/content/resources/directory/west-bend/index.html) [**Westfield** Xactimate Westfield Center, Ohio Regional mutual with community focus Strong independent agent network](/content/resources/directory/westfield/index.html)