# Tools

Free calculators and utilities built for insurance restoration professionals. No sign-up required.

## Recoverable Depreciation Calculator

Calculate the ACV payment, recoverable depreciation amount, and total payout on any insurance claim. Enter the replacement cost, depreciation rate, item age, and deductible to see your full breakdown.

[Open calculator](/content/resources/tools/depreciation-calculator/index.html)

## Job Profit Calculator

Calculate your gross profit and margin on any roofing or restoration job. Enter the insurance payout, material cost, labor, overhead, and additional expenses to see the full breakdown.

[Open calculator](/content/resources/tools/profit-calculator/index.html)

## Roofing Square Calculator

Calculate the number of roofing squares needed for a job. Enter the roof length, width, pitch, and waste factor to see total square footage and adjusted material quantities.

[Open calculator](/content/resources/tools/roofing-square-calculator/index.html)

## Overhead & Profit Calculator

Calculate the 10/10 O&P markup on an insurance restoration estimate. Enter the estimate subtotal and number of trades to see the overhead, profit, and three-trade rule check.

[Open calculator](/content/resources/tools/overhead-profit-calculator/index.html)

## ACV vs RCV Calculator

Calculate the difference between Actual Cash Value and Replacement Cost Value. Enter the replacement cost, item age, and useful life to see depreciation and recoverable amounts.

[Open calculator](/content/resources/tools/acv-rcv-calculator/index.html)

## Material Waste Calculator

Calculate the total material needed including waste for any construction material. Select a material type to see recommended waste percentages and adjusted quantities.

[Open calculator](/content/resources/tools/material-waste-calculator/index.html)

## Insurance Deductible Calculator

Calculate the deductible amount and net insurance payment on a property damage claim. Supports both flat-dollar and percentage-based deductibles.

[Open calculator](/content/resources/tools/insurance-deductible-calculator/index.html)

## Claim Timeline Estimator

Get a rough timeline for each phase of an insurance claim. Select the claim type, severity, and state to see estimated durations from filing to final payment.

[Open calculator](/content/resources/tools/claim-timeline-estimator/index.html)

## Drying Time Calculator

Estimate the drying timeline and equipment needs for water damage restoration. Select the material, affected area, and IICRC water category to see drying days and equipment quantities.

[Open calculator](/content/resources/tools/drying-time-calculator/index.html)

## Ready to skip the data entry?

Upload a PDF scope. CapOut processes it and produces an ESX file you can import directly into Xactimate.